The Board evaluates a financial institution's retail banking products presented while in the bank's facility-dependent evaluation parts and nationwide, as relevant, in the institution level as follows:
가장 직관적이고 기본적인 방법은 웹 브라우저 주소창에 네이버 주소를 입력하는 것입니다. 네이버의 공식 주소는 ""입니다. 주소창에 이 주소를 입력하고 엔터 키를 누르면 네이버 메인 페이지로 이동합니다.
(i) The variety of retail banking solutions and retail banking products presented as a result of electronic shipping and delivery systems and other shipping and delivery units;
네이버는 이제 단순한 검색 포털을 넘어, 우리 삶의 필수적인 부분이 되었습니다. 이 글을 통해 네이버 접근 방법을 자유자재로 활용하고, 네이버가 제공하는 다양한 서비스를 편리하게 이용하시기 바랍니다.
The Board considers the utilization of a financial institution's deposit items conscious of the wants of small- and average-income people, family members, or households depending on the next data:
) The allocation of loans, investments, solutions, and products and solutions to a bank, or amongst affiliated banking companies, need to mirror an affordable basis to the allocation and will not be for the only or Major reason of inappropriately maximizing any financial institution's CRA analysis.
(two) The dispersion of the lender's closed-end dwelling house loan lending, little small business lending, small farm lending, or automobile lending in just a facility-centered assessment space to find out no matter whether there are actually gaps in lending that aren't discussed by general performance context;
(ii) Any county inside a nonmetropolitan area by which the lender didn't originate or obtain any shut-end dwelling mortgage loans, little small business loans, tiny farm loans, or vehicle loans if car loans are an item line with the financial institution.
The limited objective bank's community advancement financing functionality in all of here its facility-dependent assessment regions; and
) of the segment, a bank might supply unique weights for averaging with each other the general performance across these loan solutions and could include These loan goods while in the numerator of your Lender Quantity Metric.
The Board evaluates a bank's remote service facility availability in a facility-based mostly assessment location depending on the subsequent:
For house mortgage loans, the lender have to discover the house home finance loan loans noted by its functions subsidiary beneath 12 CFR component 1003, if applicable, or acquire and retain facts on property house loan loans by its operations subsidiary that the financial institution would have gathered and maintained pursuant to paragraph (a)(3) of the part had the financial institution originated or bought the loans.
(two) A house home finance loan loan or simply a multifamily loan is found from the census tract wherever the residence securing the loan is found; and
has the identical which means as that term is described through the Director of the Business of Management and Budget.